Since this program is administered by your state, it depends on where you live. If clear aligners are deemed medically necessary, Medicaid might make an exception. Some Medicare Advantage supplemental plans offer dental coverage, but typically clear aligners are not included in dental benefits. In general, Medicare and Medicaid do not cover invisible braces. You might have to pay out of pocket and receive reimbursement later. Many companies work directly with insurance providers to determine patient eligibility and file claims on behalf of their customers. If you pay out of pocket for clear aligners, check with a tax professional to find out if you qualify to deduct the cost as a medical expense.ĭepending on the provider and what type of plan you have, dental or health insurance might pay for a portion of your clear aligner cost. Many companies allow customers to split the payment between their FSA/HSA card and another credit or debit card. Many accept CareCredit, a credit card designed especially for health-related expenses, which also has promotional 0% financing opportunities.įor most people with tax-free flexible and health spending accounts (FSAs and HSAs), clear aligners are an eligible orthodontic expense. Some companies even offer 0%-interest financing for qualified customers. Most clear aligner providers offer monthly plans to help customers afford payment for treatment. SmileDirectClub is in network with UnitedHealthCare, Aetna, Anthem Blue Cross, Anthem Blue Cross Blue Shield and Empire BlueCross BlueShield. Candid is in network with several providers who cover up to $1,300 and will file a claim on your behalf. ![]() ![]() When you provide your information, Byte will check your coverage eligibility for free. If an insurance provider does cover clear aligners, most likely the insurer will require that the treatment is overseen by a licensed dentist in order to pay your claim.īyte partners with Anthem, Guardian and Empire BlueCross BlueShield. Just as any health insurance has a coverage limit or maximum dollar amount, dental or orthodontic insurance might cover only a portion of the cost. Some health care providers cover orthodontia as a health benefit rather than a dental benefit, and some providers offer separate orthodontic coverage that could cover clear aligners instead of braces. Is invisible braces covered by insuranceĭental insurance that covers braces might cover some of the cost of clear aligners. $95 (or free if you visit a Candid studio)
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